How to Afford the Big Stuff
You don't need me to tell you that we're living in uncertain economic times.
One day, stocks are plummeting and home foreclosures are skyrocketing; the next day, things seem to be looking up.
But whether the economy is good or bad, expenses keep rising.
There's the mortgage and the car payments to deal with and all of your other necessary expenses.
But what about the big-ticket items? Something like a busted water heater often hits without warning and with the potential to blow a giant hole in your finances.
The secret for handling a big money decision isn't to grab the credit cards. Instead, you need to anticipate these expenses, divide them into manageable pieces and make them as routine as paying the phone bill.